Monday, July 7, 2008

Learn How to Obtain Your FREE Credit Reports

Hello,

Most people in the United States are unaware of their credit score or the fact that they can get a FREE credit report every year. We, as part of our mission to educate and help others, will provide the knowledge necessary to help you successfully obtain a free credit report. You will also learn how and where you can get your credit score (called a FICO score). There are free and paid ways of obtaining your credit reports and scores. If it is just a simple matter of knowing your score and getting a report to see your credit history, then the free option will work for you. If you want to go all out and find ways to boost your score by finding and fixing errors, then a company like MyFico.com will be a place to go to obtain those services. MyFico has a partnerhip with Suze Orman and her system helps you find errors and improve your score.

FICO SCORE

Do you know YOUR FICO score? Do you know what a FICO score is? The FICO score is the version of your credit score developed by and named after the Fair Isaac Corporation. The FICO score is calculated using information from all three major credit bureaus, while each individual credit bureau credit score only contains information from their individual reports. You can obtain a FREE credit report each year from the three major credit bureaus. You can obtain all reports at the same time (Annual Credit Report) or individually.

Without further ado, look at the links below and choose a service based upon your needs.

All-in-one

Annual Credit Report - annualcreditreport.com Please review and print out credit report while the browser window is open. You cannot retrieve it once you close the browser unless you pay for it.

Individual Reports and Scores

Equifax - www.equifax.com 1-800-685-1111

Experian - www.experian.com 1-888-397-3742

Transunion - www.transunion.com 1-877-322-8228

All-in-one and extra services like credit score monitoring

MyFICO.com - www.myfico.com - 1-800-319-4433

Purchase FICO scores and special education packages to help improve your credit score over time.

  • Click here for a 30 Day FREE Trial - Here's what you get:
    • Get Your FREE FICO® Score & Credit Report
    • 2 Free Equifax FICO® scores and credit reports

    • 90% of the largest U.S. banks use FICO® scores

    • Email alerts when your FICO® score changes

  • Click here for a 30 Day FREE Trial to ScoreWatch
    • Monitors important changes to your FICO® score and Equifax Credit Report™
    • Provides timely alerts when important changes are detected
    • Easy-to-read view of how lenders see you and items affecting your score
    • Alerts you when you might qualify for better interest rates on loans

We hope that this information has been helpful to you. Please bookmark it and pass it on to your friends and post a link to this blog. I am glad to be of service to those in need.

Have a great day. :-)

Sincerely,

Joseph R. Mays
http://www.cyberside.net/community/finances.html

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