Learn How to Obtain Your FREE Credit Reports

Hello,

Most people in the United States are unaware of their credit score or the fact that they can get a FREE credit report every year. We, as part of our mission to educate and help others, will provide the knowledge necessary to help you successfully obtain a free credit report. You will also learn how and where you can get your credit score (called a FICO score). There are free and paid ways of obtaining your credit reports and scores. If it is just a simple matter of knowing your score and getting a report to see your credit history, then the free option will work for you. If you want to go all out and find ways to boost your score by finding and fixing errors, then a company like MyFico.com will be a place to go to obtain those services. MyFico has a partnerhip with Suze Orman and her system helps you find errors and improve your score.

FICO SCORE

Do you know YOUR FICO score? Do you know what a FICO score is? The FICO score is the version of your credit score developed by and named after the Fair Isaac Corporation. The FICO score is calculated using information from all three major credit bureaus, while each individual credit bureau credit score only contains information from their individual reports. You can obtain a FREE credit report each year from the three major credit bureaus. You can obtain all reports at the same time (Annual Credit Report) or individually.

Without further ado, look at the links below and choose a service based upon your needs.

All-in-one

Annual Credit Report - annualcreditreport.com

Individual Reports and Scores

Equifax - www.equifax.com 1-800-685-1111

Experian - www.experian.com 1-888-397-3742

Transunion - www.transunion.com 1-877-322-8228

All-in-one and extra services like credit score monitoring

MyFICO.com - www.myfico.com - 1-800-319-4433

Purchase FICO scores and special education packages to help improve your credit score over time.

• Click here for a 30 Day FREE Trial - Here's what you get:
  • Get Your FREE FICO® Score & Credit Report

  • 2 Free Equifax FICO® scores and credit reports

  • 90% of the largest U.S. banks use FICO® scores

  • Email alerts when your FICO® score changes

• Click here for a 30 Day FREE Trial to ScoreWatch
  • Monitors important changes to your FICO® score and Equifax Credit Report™
  • Provides timely alerts when important changes are detected
  • Easy-to-read view of how lenders see you and items affecting your score
  • Alerts you when you might qualify for better interest rates on loans

We hope that this information has been helpful to you. Please bookmark it and pass it on to your friends and post a link to this blog. I am glad to be of service to those in need.

Have a great day. :-)

Sincerely,

Joseph R. Mays
http://www.cyberside.net/community/finances.html

Make your money grow to support your dreams

Hello and welcome.

I am talking to you today to share some information I have to help you make your money work harder for you.

Today it is harder and harder to keep the money you receive. The price of gas rises ever higher and food follows the same vicious cycle. On top of that numerous fees for good and services are increasing and taking more and more of your hard earned money. Do you want to put an end to this vicious cycle? Unless you have money like Warren Buffet, I am sure the answer is a resounding YES. Are you interested in finding a way to make your money work for you? Learning about your finances is easy. There are numerous books, magazines, articles and websites that can help you achieve that elusive dream of financial freedom. I am not speaking as an expert on the subject. I am only speaking on the knowledge that I have acquired over time. You must still consult professionals (accountants, attorney's, CPA's, brokers, etc.) to help you in making financial decisions for you and your family. I have had some setbacks but I will apply the same information that I am going to give to you to make my dream (and yours too!) of financial freedom come true.

You can start by budgeting. This means taking into account where your money is going out to and how much is coming in. You can take simple steps to keep more of your money by eliminating things that you absolutely positively DON'T need. Some people may drink less sodas or stop smoking cigarettes. The latter cots you in more ways than one and should at least be considered so that you may lengthen your life and be around longer to enjoy things like kid's graduations, weddings and even your own anniversaries.

The other most important part is by saving and investing your money. This will ensure that you have enough money to take care of your needs in the present and in the future. For more resources on saving click here.

The two books below will help you in your quest for financial freedom.

The Wall Street Journal Guide to Understanding Money and Investing

The Wall Street Journal Guide to Understanding Personal Finance

I hope these books help you.

Post your comments now and come back in several weeks, months and/or years and tell me about your dream house, your vacation home in Bermuda, your new yacht or whatever you proclaim for your dreams. I want the world to know of your successes.

When we help each other only good can come of it. Let's work together to make this happen.

Yours in success,

Joseph R. Mays